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The F&M Prestige Banking Club is available to customers 50 years of age and over who maintain deposits totaling (all accounts combined) $10,000. Special services and benefits include:
- One free Prestige Prime interest-bearing checking account
- Unlimited check writing privileges
- Free Prestige banking checks
- Free pre-authorized transfers between F&M accounts
- Safety-Net overdraft protection
- Certificates of deposit available to members at .125% over standard published bank rates
- Visa®/MasterCard® available with no annual fee
- Free one-signature American Express Travelers Cheques®
- Free signature guarantees and notary service
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