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Personal Savings
Savings accounts are an important part of your financial program. F&M Bank offers a variety of beneficial accounts that will help you wisely manage your money.

Premier Savings

  • A traditional savings account that pays interest each quarter with a minimum balance.
Premier Platinum Savings
  • Earn interest with a low minimum balance required with no monthly maintenance fees.
Certificate of Deposit Account Registry Service (CDARS)
  • Earn interest with the security of 100% FDIC insurance coverage up to an aggregate of $50 million per customer.
  • Terms of all CDs are specific
  • No customer fees
Certificates of Deposit
  • By choosing a term and amount that fits your needs, you can take advantage of changing market conditions.
  • Rate of interest earned depends upon length of term.
  • Interest is compounded or can be paid periodically with a variety of interest payment options available

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>



Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all locations may be reached at (214) 780-2025 or access account information anytime through PhoneBanc24 at (214) 780-2024 and online through NetBanc24.