Personal Checking
Personal Savings
Personal Loans
Prestige Banking
Credit, ATM & CheckCard
E-Statement Delivery
NetBanc24
Online BillPay
PhoneBanc24
Foreign Exchange

Personal Checking
Checking accounts help to manage your day to day personal financial business. F&M Bank offers a variety of account styles to serve your particular needs.

Rewards Checking

  • Better Than Free
  • Puts your personal checking account to work for you by earning interest and more.
  • No minimum balance required

NetBanc24

  • Using F&M Bank's NetBanc24 Online Banking service, you can securely access your personal accounts from any location on www.fmbanktexas.com. Sign-up for online banking is simple: click here to get started.
PhoneBanc24
  • With PhoneBanc24, you can access your F&M accounts by phone 24 hours a day with total confidence and security.
  • Check your account balances, daily transactions, transfer funds more easily than ever before.

Premier Checking

  • F&M's popular standard checking account with no service fees, if a minimum daily balance of $500 is maintained.
  • $200 opening deposit required.
Premier Free Checking
  • F&M's best account value, if you do not need cancelled or imaged checks. Unlimited check writing with no minimum or average balance requirements.
  • $100 opening deposit required.
Premier Prime Checking
  • Interest-bearing checking account with variable interest rates paid monthly. No fees with a $2000 minimum daily ledger balance.
  • $200 opening deposit required.
Visa® Payroll CheckCard
  • F&M Bank offers the Visa® Payroll CheckCard Account for individuals who prefer not to have a traditional checking account.
  • This account is electronic only and may be used to access cash at most ATM machines and to make purchases any place Visa® is accepted.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>



Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all locations may be reached at (214) 780-2025 or access account information anytime through PhoneBanc24 at (214) 780-2024 and online through NetBanc24.