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Lockbox
Lockbox is a Treasury Management technique used by many companies to facilitate their handling of incoming receipts. Lockbox benefits those clients having a large volume or large dollar amounts of incoming receipts of the need to enhance audit controls. In addition, reduction of clerical time is a key consideration. Using a predetermined post office box, F&M Bank, as your agent, processes your receipts, posts the deposits to your account and forwards to you a customized report detailing each day's activity.

Benefits
  • Reduction of mail float and deposit delay
  • Acceleration of item collection time
  • Creation of audit control
  • Reduction of clerical expense

See Account Rules and Regulations

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>



Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all locations may be reached at (214) 780-2025 or access account information anytime through PhoneBanc24 at (214) 780-2024 and online through NetBanc24.