Perhaps not every bank recognizes your hard work and devotion to financial security. But we do. Which is why we created the F&M Prestige Banking Club. It's available to our customers 50 years of age and over who maintain combined deposit balances of $10,000 or more.
Benefits
- Free interest-bearing Prestige Prime checking account with unlimited check writing privileges1.
- Unlimited free Prestige banking checks2.
- Free phone banking
- Free online banking with BillPay and e-Statement options.
- Free pre-authorized transfers between F&M accounts.
- Visa® CheckCard and ATM card available.
- Overdraft protection available
- Preferred pricing offered on Certificate of Deposit at .125% over standard published bank rates3.
- Discount of .50% on your F&M Bank personal loan4.
- One free 3" x 5" safe deposit box, (or 25% discount off larger boxes).
- Free cashier's checks.
- Free one-signature American Express Traveler's Cheques®
- Free signature guarantees and notary service.
- Periodic newsletter mailed to club members highlighting club benefits and other banking services and events.
- Travel opportunities available.
Notes
1Prestige Prime Checking - $100 minimum opening deposit with no minimum balance requirement for Premier Prime Checking.
2An order of free checks consists of either 150 duplicate-style or 200 wallet-style Prestige Club program checks.
3Preferred pricing on Certificate of Deposit does not apply to promotional Certificate of Deposit offers.
4Discount applies to the Annual Percentage Rate (APR) at the time of application. Payment must be automatically debited from an F&M Bank checking account. Loan discounts do not apply to all types of loans and applies to new loans only. Some restrictions apply. All offers subject to credit approval.
See Account Rules and Regulations.