Personal Checking

It’s tough to get along in today’s world without some type of checking account. F&M Bank offers a variety of accounts, all with our different types of customers in mind.

Rewards Checking - like free checking, only better. Earn interest, ATM fee refunds, free checks and much more.

Premier Checking - our standard checking account. No service fees if you keep a minimum daily balance of $500 or average balance of $1,000.

Premier Free Checking - unlimited check writing and no minimum or average balance requirements.

Premier Prime Checking
- interest-bearing checking account with variable interest rates paid monthly. No service fees if you keep a minimum daily balance of $2,000.

Prestige Prime Checking
- the perfect interest-bearing checking account for F&M customers 50 years of age and over who maintain combined deposit balances of $10,000 or more.

Visa® Payroll CheckCard - an option for those who prefer not to have a traditional checking account. This account is electronic only and may be used to access cash at most ATMs and to make purchases wherever Visa® is accepted.

Account Managment Tools