Credit Cards

We're serious about providing our customers with not only the best service, but the best products available. Our credit card solutions are tough to beat.

Benefits

  • Choose from Visa® Classic or Platinum, MasterCard® Classic or Gold, or Discover®.1
  • Choose from Elite, Choice, or CashBack Rewards. You may also choose no rewards at all.2
    • Elite - receive 1 point for every dollar in qualified purchases (purchases made minus returns and credits). Receive 5,000 bonus points after the first $1,000 in purchases in the first 3 months of account opening. Annual rewards fee is $50. Rewards starting at 4,000 points. Unlimited options... travel, merchandise and gift cards that can be redeemed online or over the phone.
    • Choice - receive 1 point for every $2 in qualified purchases (purchases made minus returns and credits). Annual rewards fee is $25. Rewards starting at 4,000 points. Unlimited options... travel, merchandise and gift cards that can be redeemed online or over the phone.
    • CashBack - earn 1% of your annual qualified purchases (purchases made minus returns and credits) in cash. The rebate earned is automatically credited to your credit card account the following January. Annual rewards fee is $20.

Additional Features

  • Enhanced security and fraud protection.
  • Online statements and payments at www.bccsonline.com.
  • Low, competitive rates.
  • Personal, friendly customer service for any and all questions you have about your account.
  • 9.9% APR on balance transfers from the date of the advance for 12 months.

Notes

1Applicants requesting Platinum cards must have an annual income of $40,000 to qualify. Applicants requesting Platinum but not qualifying, will automatically be considered for a Gold, Classic or Discover® card. Annual fee for Classic accounts is $15.

2The rewards feature is optional. Annual fee for Elite rewards is $50. Annual fee for Choice rewards is $25. Annual fee for CashBack rewards is $20.

See Account Rules and Regulations.