Personal Borrowing

Getting a loan with F&M is a refreshingly smooth process. We can service all your auto, boat, aircraft and a wide range of other personal loan options.

Residential Mortgage - whether you are buying or refinancing your home, we offer personalized options designed to meet your needs.

Home Equity Loans and Lines - use the equity in your home for a low-interest loan or line of credit to help with home improvements, unexpected expenses, buying a car or just consolidating bills.
Call (214) 780-2025 for more information.

Credit Cards - with a range of benefit programs and plenty of additional features, our credit card solutions are tough to beat. Choose from Visa®, MasterCard® and Discover® for the card that's right for you.

Overdraft Protection - you have enough to worry about without bouncing a check. Add F&M Bank's SafetyNet to any personal checking account and relax knowing you have 24/7 protection against overdrawing your account.