No matter what type of business you run - online, brick and mortar, catalog or all three - you need payment processing that is fast, secure and dependable. F&M Bank provides complete and reliable credit card processing for businesses in an effort to increase sales and broaden your customer base.
Features
- Processing and authorization for all major credit cards.
- Gift Card programs.
- TeleCheck services including check conversion and guarantee.
- Specialized electronic processing.
- Personal on-site training and service by bank staff with 24 hour technical support.
- F&M Bank is familiar with the latest technologies and knowledgeable on card association rules and regulations.
Benefits of Accepting Credit Cards
- Increased Sales - Consumers spend more when they’re not constrained by cash on hand. Merchants may see increased purchases of higher-margin products as well as specialty items.
- Accessibility - Every day more than 200 million Americans make a purchase, and more than one in ten transactions are conducted with a credit card. Credit card usage has grown at a rate of 20% annually for the past five years.
- Speed of Checkout - Credit card transactions are nearly a minute faster than using a check for payment.
- Reduced Receivables - Reduce your 30-, 60-, or 90-day receivables by accepting card payments.
- Fast Availability of Funds - Funds are deposited into your F&M account 48 hours after settlement.
- Reconciliation- Merchants receive the gross amount of their card deposits; processing fees are charged at month-end. Monthly statement includes a summary of deposits and fees. Free online access for detailed reporting of transactions.
For more information, call (214) 780-2025.
See
Account Rules and Regulations