FDIC Limits

New FDIC Insurance Limits

On October 3, 2008, Congress temporarily increased FDIC deposit insurance from $100,000 to $250,000 per depositor through December 31, 2009.

On October 14, 2008, the FDIC announced a voluntary program providing full deposit insurance coverage on non-interest bearing deposit transaction accounts through December 31, 2009, regardless of the amount. F&M Bank is participating in this program.

Contact us at 214-780-2025 if you have any questions about these important changes.

Click here for the FDIC Insurance rules and estimator.

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Customer Service and Account Information for all locations may be reached at (214) 780-2025 or access account information anytime through PhoneBanc24 at (214) 780-2024 and online through NetBanc24.